Dear Community,
I realize that this will be a controversial post but I have seen too many clients unable to get the type of care they needed or desired after being involved in car accidents, because they thought they had Med-Pay and did not. ( I am talking about actual corrective , healing , non-pharmaceutical care).
I have been a chiropractor for over 20 years and receiving timely and effective care can make all the difference between almost complete healing or having long standing spinal issues, related to an accident.
The type of coverage that enables you to pick your provider and have them be compensated is called Med-Pay- very different than medical coverage.
The minimal amount that I advise clients to carry is at least 10,000 coverage- which normally costs an extra $50.00 a year. The reason I say this is based on the fact that an average trip to the emergency room after an accident can be between 3, 000 and 8,000 dollars- leaving you almost nothing for corrective care. Don't take my word for it- look at the statistics around this subject.. Once you have an accident- it is too late to change your level of protection and of care you receive.
It is a worthwhile call to your agent to make sure you have this protection.
And no- I do not work for or with insurance agents- I only try to help people piece their lives back together who were unaware of what they had for coverage- not a desirable way to handle things.
Sincerely,
Gabrielle Ridgeway, D.C.
[email protected]