Voter Guide: Proposition 33 - Car insurance rates can be based on Insurance history

[Barry]

From the Pacific Sun:

NO - Uh-oh, the auto insurance people are back. This year it's with Prop. 33, an initiative that would change the law to allow auto insurance companies to offer discounts to new customers based on the number of years in the previous five years that the customer was insured. Here's a wild guess: We're betting the insurance companies want that "number of years in the previous five years" to be all five years. The insurance companies tried something similar to this called Prop. 17 back in 2010—it didn't fool enough voters two years ago, so they're taking another shot at it. Give them credit for tenacity. Here's the swindle: If you're a good driver, but stop driving for some amount of time and discontinue your insurance, when you start up again you'd lose any "good driver" discounts you'd previously earned. It's all about discouraging people from discontinuing their auto coverage. Insurance companies hate that.

CA Democratic Party: No - Auto insurance rate hike

CA Green Party: No.

What do you think?