Looking for a cd with a fabulous yield. Any suggestions? So far I've heard about HSBC Bank and ING Direct Online. Where are you putting your money to keep it liquid? Thanks.
So Long and Thanks for All the Fish!
This site is now closed permanently to new posts.Click anywhere but the link to dismiss overlay!
Real Name: (not displayed to guest users)
Join Date: Jul 31, 2007
Location: Sonoma
Last Online 10-12-2018
Real Name: (not displayed to guest users)
Join Date: Dec 2, 2006
Location: Santa Rosa
Last Online 01-22-2021
This is a good website to check for yields on CD's (as well as mortgages and other related financial info): bankrate.com
The best local yields tend to be with credit unions - some of which have specific membership requirements. One of the better ones is Patelco in North Santa Rosa and also Windsor. Redwood CU sometimes tops other credit unions. They usually offer higher rates in early Spring to draw in more depositors.
Unfortunately, with all the Fed rate cuts, yields on CD's are dropping fast all over.
Real Name: (not displayed to guest users)
Join Date: Jun 17, 2005
Location: Rohnert park
Last Online 08-30-2022
I've been moving money to First Community Bank (see fcbconnect.com, though you'll have to call to get their current rates).
In addition, they have some useful online financial tools. For example, you can easily check to see how different interest rates will affect your loan payments, or what you need to save in order to reach a particular goal.
Cascade
Cascade Cook www.aphroweb.net Re polyamory. cascade(at)hisys.com 707-794-7334
Patelco CU often has a Spring special for CD rates. As a certified financial planner, might I suggest you reconsider CDs? They are a bank's way off politely paying you less than inflation on your money. Unless of course you're using them for their proper reason, short-term place to park cash...
This is a good website to check for yields on CD's (as well as mortgages and other related financial info): bankrate.com
The best local yields tend to be with credit unions - some of which have specific membership requirements. One of the better ones is Patelco in North Santa Rosa and also Windsor. Redwood CU sometimes tops other credit unions. They usually offer higher rates in early Spring to draw in more depositors.
Unfortunately, with all the Fed rate cuts, yields on CD's are dropping fast all over.
Last edited by Barry; 02-11-2008 at 08:50 PM.