THE night before christmas on WALL STREET

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Twas the night before Christmas
but up on Wall Street
the bankers still looked
for signs of fresh meat.

"Santa, give us a city
that we might bleed dry
with complex fixed rate swaps
and a good alibi!"

But when Santa arrived
he was not amused
at the number of cities
Wall Street had abused.

"Ho ho ho," Santa laughed
"You're all in the tank.
What each city needs
is a good public bank!"

And out of his bag
Santa pulled with much glee
a bank for every
municipality.

And I heard him exclaim
amidst bankers' sad looks,
"Democratize money
and bypass these crooks!"


Happiest of holidays from the Public Banking Institute, and thank you for a wonderful and productive 2015.