hikerbabe
02-06-2008, 01:34 PM
Looking for a cd with a fabulous yield. Any suggestions? So far I've heard about HSBC Bank and ING Direct Online. Where are you putting your money to keep it liquid? Thanks.
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lifequest
02-06-2008, 03:17 PM
This is a good website to check for yields on CD's (as well as mortgages and other related financial info): bankrate.com
The best local yields tend to be with credit unions - some of which have specific membership requirements. One of the better ones is Patelco in North Santa Rosa and also Windsor. Redwood CU sometimes tops other credit unions. They usually offer higher rates in early Spring to draw in more depositors.
Unfortunately, with all the Fed rate cuts, yields on CD's are dropping fast all over.
The best local yields tend to be with credit unions - some of which have specific membership requirements. One of the better ones is Patelco in North Santa Rosa and also Windsor. Redwood CU sometimes tops other credit unions. They usually offer higher rates in early Spring to draw in more depositors.
Unfortunately, with all the Fed rate cuts, yields on CD's are dropping fast all over.
Cascade
02-06-2008, 09:34 PM
Looking for a cd with a fabulous yield. Any suggestions? So far I've heard about HSBC Bank and ING Direct Online. Where are you putting your money to keep it liquid? Thanks.
I've been moving money to First Community Bank (see fcbconnect.com, though you'll have to call to get their current rates).
In addition, they have some useful online financial tools. For example, you can easily check to see how different interest rates will affect your loan payments, or what you need to save in order to reach a particular goal.
Cascade
I've been moving money to First Community Bank (see fcbconnect.com, though you'll have to call to get their current rates).
In addition, they have some useful online financial tools. For example, you can easily check to see how different interest rates will affect your loan payments, or what you need to save in order to reach a particular goal.
Cascade
santarosajones1
02-11-2008, 08:34 PM
Patelco CU often has a Spring special for CD rates. As a certified financial planner, might I suggest you reconsider CDs? They are a bank's way off politely paying you less than inflation on your money. Unless of course you're using them for their proper reason, short-term place to park cash...
This is a good website to check for yields on CD's (as well as mortgages and other related financial info): bankrate.com
The best local yields tend to be with credit unions - some of which have specific membership requirements. One of the better ones is Patelco in North Santa Rosa and also Windsor. Redwood CU sometimes tops other credit unions. They usually offer higher rates in early Spring to draw in more depositors.
Unfortunately, with all the Fed rate cuts, yields on CD's are dropping fast all over.
This is a good website to check for yields on CD's (as well as mortgages and other related financial info): bankrate.com
The best local yields tend to be with credit unions - some of which have specific membership requirements. One of the better ones is Patelco in North Santa Rosa and also Windsor. Redwood CU sometimes tops other credit unions. They usually offer higher rates in early Spring to draw in more depositors.
Unfortunately, with all the Fed rate cuts, yields on CD's are dropping fast all over.