Sara S
08-09-2007, 07:41 AM
ew Credit Card Scam!
>
> Snopes.com says this is true.
>
> https://www.snopes.com/crime/warnings/creditcard.asp>
>
> This one is pretty slick since they provide YOU with all the information,
> except the one piece they want.
>
> Note, the callers do not ask for your card number; they already have it.
> This information is worth reading. By understanding how the VISA &
> MasterCard Telephone Credit Card Scam works, you'll be better prepared to
> protect yourself.
>
>
> One of our employees was called on Wednesday from "VISA", and I was called
> on Thursday from "Master Card". The scam works like this: Caller: "This is
> (name), and I'm calling from the Security and Fraud Department at VISA. My
> Badge number is 12460. Your card has been flagged for an unusual purchase
> pattern, and I'm calling to verify. This would be on your VISA card which
> was issued by (name of bank). Did you purchase an Anti-Telemarketing
> Device for $497.99 from a Marketing company based in Arizona?"
>
> When you say "No", the caller continues with, "Then we will be issuing a
> credit to your account. This is a company we have been watching and the
> charges range from $297 to $497, just under the $500 purchase pattern that
> flags most cards. Before your next statement, the credit will be sent to
> (gives you your address), is that correct?"
>
> You say "yes". The caller continues - "I will be starting a Fraud
> investigation. If you have any questions, you should call the 1- 800
> number listed on the back of your card (1-800-VISA) and ask for Security.
>
> You will need to refer to this Control Number. The caller then gives you a
> 6 digit number. "Do you need me to read it again?"
>
>
> Here's the IMPORTANT part on how the scam works. The caller then says, "I
> need to verify you are in possession of your card". He'll ask you to "turn
> your card over and look for some numbers". ; There are 7 numbers; the
> first 4 are part of your card number, the next 3 are the security Numbers'
> that verify you are the possessor of the card. These are the numbers you
> sometimes use to make Internet purchases to prove you have the card. The
> caller will ask you to read the 3 numbers to him. After you tell the
> caller the 3 numbers, he'll say, "That is correct, I just needed to verify
> that the card has not been lost or stolen, and that you still have your
> card. Do you have any other questions?" After you say No, the caller then
> thanks you and states, "Don't hesitate to call back if you do", and hangs
> up.
>
> You actually say very little, and they never ask for or tell you the Card
> number. But after we were called on Wednesday, we called back within 20
> minutes to ask a question. Are we glad we did! The REAL VISA Security
> Department told us it was a scam and in the last 15 minutes a new purchase
> of $497.99 was charged to our card.
>
> Long story - short - we made a real fraud report and closed the VISA
> account. VISA is reissuing us a new number. What the scammers want is the
> 3-digit PIN number on the back of the card. Don't give it to them.
> Instead, tell them you'll call VISA or Master card directly for
> verification of their conversation. The real VISA told us that they will
> never ask for anything on the card as they already know the information
> since they issued the card! If you give the scammers your 3 Digit PIN
> Number, you think y ou're receiving a credit. However, by the time you get
> your statement you'll see charges for purchases you didn't make, and by
> then it's almost too late and/or more difficult to actuall y file a fraud
> report.
>
> What makes this more remarkable is that on Thursday, I got a call from a
> "Jason Richardson of Master Card" with a word-for-word repeat of the VISA
> scam. This time I didn't let him finish. I hung up! We filed a police
> report, as instructed by VISA. The police said they are taking several of
> these reports daily! They also urged us to tell everybody we know that
> this scam is happening.
>
> Please pass this on to all your family and friends. By informing each
> other, we protect each other.
>
>
> Snopes.com says this is true.
>
> https://www.snopes.com/crime/warnings/creditcard.asp>
>
> This one is pretty slick since they provide YOU with all the information,
> except the one piece they want.
>
> Note, the callers do not ask for your card number; they already have it.
> This information is worth reading. By understanding how the VISA &
> MasterCard Telephone Credit Card Scam works, you'll be better prepared to
> protect yourself.
>
>
> One of our employees was called on Wednesday from "VISA", and I was called
> on Thursday from "Master Card". The scam works like this: Caller: "This is
> (name), and I'm calling from the Security and Fraud Department at VISA. My
> Badge number is 12460. Your card has been flagged for an unusual purchase
> pattern, and I'm calling to verify. This would be on your VISA card which
> was issued by (name of bank). Did you purchase an Anti-Telemarketing
> Device for $497.99 from a Marketing company based in Arizona?"
>
> When you say "No", the caller continues with, "Then we will be issuing a
> credit to your account. This is a company we have been watching and the
> charges range from $297 to $497, just under the $500 purchase pattern that
> flags most cards. Before your next statement, the credit will be sent to
> (gives you your address), is that correct?"
>
> You say "yes". The caller continues - "I will be starting a Fraud
> investigation. If you have any questions, you should call the 1- 800
> number listed on the back of your card (1-800-VISA) and ask for Security.
>
> You will need to refer to this Control Number. The caller then gives you a
> 6 digit number. "Do you need me to read it again?"
>
>
> Here's the IMPORTANT part on how the scam works. The caller then says, "I
> need to verify you are in possession of your card". He'll ask you to "turn
> your card over and look for some numbers". ; There are 7 numbers; the
> first 4 are part of your card number, the next 3 are the security Numbers'
> that verify you are the possessor of the card. These are the numbers you
> sometimes use to make Internet purchases to prove you have the card. The
> caller will ask you to read the 3 numbers to him. After you tell the
> caller the 3 numbers, he'll say, "That is correct, I just needed to verify
> that the card has not been lost or stolen, and that you still have your
> card. Do you have any other questions?" After you say No, the caller then
> thanks you and states, "Don't hesitate to call back if you do", and hangs
> up.
>
> You actually say very little, and they never ask for or tell you the Card
> number. But after we were called on Wednesday, we called back within 20
> minutes to ask a question. Are we glad we did! The REAL VISA Security
> Department told us it was a scam and in the last 15 minutes a new purchase
> of $497.99 was charged to our card.
>
> Long story - short - we made a real fraud report and closed the VISA
> account. VISA is reissuing us a new number. What the scammers want is the
> 3-digit PIN number on the back of the card. Don't give it to them.
> Instead, tell them you'll call VISA or Master card directly for
> verification of their conversation. The real VISA told us that they will
> never ask for anything on the card as they already know the information
> since they issued the card! If you give the scammers your 3 Digit PIN
> Number, you think y ou're receiving a credit. However, by the time you get
> your statement you'll see charges for purchases you didn't make, and by
> then it's almost too late and/or more difficult to actuall y file a fraud
> report.
>
> What makes this more remarkable is that on Thursday, I got a call from a
> "Jason Richardson of Master Card" with a word-for-word repeat of the VISA
> scam. This time I didn't let him finish. I hung up! We filed a police
> report, as instructed by VISA. The police said they are taking several of
> these reports daily! They also urged us to tell everybody we know that
> this scam is happening.
>
> Please pass this on to all your family and friends. By informing each
> other, we protect each other.
>