I share a house in Sebastopol with two housemates ... they appear to be hard working people but for some reason they never ever pay any of our joint expenses on time, in fact they wait until the very last moment to do so ... Since most of the accounts are in my name, these late payments reflect negatively on me ...
There was a time when I fell seriously behind financially but I had an advanced case of late stage Lyme disease and could hardly function ... because Kaiser couldn't help I was paying $100/hour to Dr. Preen in the town of Sonoma for help. Because of this, I'm very tolerant with people and their problems ... stuff happens ...
But these people have three cars, two careers, they take frequent trips and appear to live well ... how would you handle this? ... thanks!